If you are looking to rid yourself of a high interest credit card, you can head on over here and apply for the new Discover card. If approved (the application takes a mere 60 seconds), you’ll score 0% APR for 15 months, AND 0% interest on balance transfers for 15 months as well! If you need to break the credit card cycle, transfer your balance to a 0% one like this, and break the card in half. Trust me, you can do it!
Jon and I fought the credit card monster for the first few years of our relationship. We were young, dumb, and charged everything. It was a hard lesson to learn. We finally had to transfer our balance and cut up our cards. Thankfully, we had a year of 0% interest to help pay it off. With Discover card giving you a clean 15months to pay it off, now might be a good time to buckle down and break the cycle.
Keep in mind that generally you need to pay a balance transfer fee that is based on the amount of debt you are transferring. For us, this fee (I think it was $60 at the time) far outweighed the cost of the interest we had been paying. You can check out the offer, including all terms and conditions, here.